Credit Card Betting Sites: Sportsbooks Accepting Credit Card

Last Updated: Dec 18, 2024
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Fact Checked By: David Esser

Take your sports betting journey to new heights with the top credit card betting sites across the US. In this guide, our experts highlight the best sports betting sites and sports betting apps that accept credit card payments for legal online betting. With our exclusive sportsbook promos, bettors can place wagers on NFL odds, NBA odds and more. Learn how to sign up today for an unparalleled sports betting experience today. 

Top Credit Card Betting Sites 2024

📱 Sportsbook💰 Offer✅ Sports Betting Promo Code
Caesars SportsbookBet $1, Double Your Winnings Your Next 10 BetsROTODYW
bet365$1,000 First Bet Safety Net or Bet $5, Get $150ROTOWIRE
DraftKingsBet $5, Win $150 In Bonus BetsCLICK HERE
BetMGM$1,500 First Bet OfferROTOSPORTS
FanDuelBet $5, Win $250 in Bonus BetsCLICK HERE
Hard Rock BetBet $5, Get $100 In Bonus BetsCLICK HERE
ESPN BET$1,500 Bet Reset + 30 Days of ESPN+ROTO

Top Sportsbooks That Accept Credit Cards

  1. Caesars Sportsbook: Renowned for its premium betting experience, Caesars Sportsbook accommodates Visa, Mastercard, and Discover for user convenience. Get started with promo code ROTODYW.
  2. bet365: bet355 accepts Visa and Mastercard deposits but does not support Discover or AMEX cards at the time of this writing. 
  3. DraftKings: A favorite among sports fans, DraftKings permits Visa, Mastercard, and Discover, giving bettors a variety of secure payment alternatives.
  4. BetMGM: A frontrunner in credit card compatibility, BetMGM supports Visa, Mastercard, Discover, and American Express, ensuring effortless betting transactions. Sign up with the bonus code ROTOSPORTS.
  5. FanDuel: Serving a diverse audience of bettors, FanDuel welcomes Visa, Mastercard, Discover, and American Express, offering an extensive range of payment methods.
  6. Hard Rock Bet: Players who sign up with Hard Rock Bet Sportsbook can look forward to a variety of betting markets, an intuitive user experience, and exclusive boosts.
  7. ESPN BET: ESPN BET provides many payment options for its new and existing users. 

Read more to learn about the sign-up process, potential transaction fees, and other valuable insights to ensure a seamless and rewarding betting experience. 


Why Use Credit Cards for Betting Deposits?

There are many advantages to choosing credit cards for deposits on betting sites. For starters, most of the top sports betting sites that accept debit cards also take credit cards as a deposit method and process transactions in a timely manner.

In many cases, there is lots of flexibility when it comes to credit card deposits. For example, some sports betting apps have a $5 minimum and a $5,000 maximum when you use a credit card to fund your account.

Furthermore, there is an additional layer of security when you use a credit card to fund a sportsbook account since the Fair Credit Billing Act mandates all credit card lenders to provide protection against fraud to all customers.

Banking On Credit Card Betting Sites

You can deposit funds into the best credit card betting sites in a few simple steps.

  1. Log into your account at one of these credit card betting sites.
  2. Click through the cashier's tab, normally located in the upper right-hand corner of the web page or app.
  3. Click the deposit option and select credit card as the deposit method.
  4. Enter all of your credit card information. This includes your credit card number, expiration date, and the CVC code located on the back of the card.
  5. Enter the amount you want to deposit and hit the submit button to process the transaction.

Now you can place wagers on these credit card betting sites. If you win, it's time to make a withdrawal. However, processing credit card withdrawals isn't common practice. Be prepared with another banking method, such as a bank account, or request a hard check to process your withdrawal.

If the sportsbook will process a withdrawal to a credit card, you must use the same card with which you made your deposit.

Getting Started On Credit Card Betting Sites

To get started with credit card betting sites, simply follow the steps listed below to learn how to fund an account and place a bet in no time.

  1. ✅ First, create a new online sportsbook account at one of the credit card betting sites in this guide. When you do, be sure to sign up with a sportsbook promo code offer to secure a generous welcome bonus just for signing up today.
  2. ✅ Next, enter your basic identifying information, including the last 4 digits of your SSN and your DOB to verify your new account. Then, enter a promo code or bonus code, if one is needed to activate the offer.
  3. ✅ Now it's time to make a qualifying first-time credit card deposit to activate the bonus. Click through the sportsbook's banking tab and hit the deposit option. Then, select credit card as the banking method.
  4. ✅ Enter all necessary credit card information, including the credit card number, expiration date, and the CVC number on the back of your card. Finally, enter the amount of money you want to deposit into your new sportsbook account and hit the submit button to finalize the transaction.
  5. ✅ With your account now created and verified, the funds will immediately be available to place sports bets today.

Key Facts About Credit Card Betting Sites

Before using credit card betting sites, there are a few things users should know.

1️⃣ Be mindful that credit card deposits are sometimes declined by banks. Sports betting may be legal in the United States, but many U.S. banks still do not allow this type of transaction.

2️⃣ Using a debit card instead of a credit card is a great way to avoid fees, since banks are more apt to charge you a fee for making a credit card deposit to fund your account.

3️⃣ Always be prepared with alternative payment methods when trying to fund your account with a credit card, just in case the transaction is declined. Two terrific options are PayPal and Play+.

Credit Card Deposit Fees

While many top sportsbooks like BetMGM, Caesars, bet365, DraftKings, and FanDuel don't charge fees for credit card deposits, your bank might. Credit card deposits may be treated as cash advances, incurring fees of 2.5%-3%. To avoid these charges, use a Visa debit card instead, which typically eliminates fees.

Credit Card Verification Requirements

Many credit card betting sites require verification to prevent fraud. This may include completing a credit card authorization form to confirm ownership and acknowledge the transaction. This process safeguards both the customer and the sportsbook.

Pros & Cons of Credit Card Sportsbooks

There are pros and cons when it comes to betting online with credit and debit cards. Below is a rundown of the most important ones:

✅ Pros❌ Cons
Instant transaction processing times.Lower deposit limits, depending on your credit card's lender.
Safe and secure payment method backed by the Fair Credit Billing Act.When you try to make a deposit via a sports betting app, the transaction could be kicked back.
No fees from credit card betting sites and Visa betting sites.Many banks treat a sportsbook credit card deposit as a cash transfer, which does come with banking fees.
Redeem credit card rewards when you make credit card deposits.Since you borrow funds from credit cards, you are not betting with your own money. This could cause sports bettors to go into debt.

State Restrictions on Credit Card Betting

The following states prohibit you from making credit card deposits into your sports betting account.

If you are located in one of these states, the best alternatives to fund your sports betting account are PayPal and Play+ prepaid cards. You can transfer funds from a bank account into a PayPal account to make a deposit into an online sports betting account.

Most Popular Credit Card for Betting Sites

Visa and Mastercard are the most universally accepted credit cards at betting sites, popular credit cards like Discover and American Express are accepted at multiple sportsbooks as well.

When it comes to the best Visa betting sites that accept multiple credit card options, BetMGM is at the top of the list. It accepts all four of the credit cards mentioned above, while DraftKings Sportsbook only accepts Visa, Mastercard, and Discover.

Most of the best sports betting sites only accept Visa and Mastercard, so if you want to sign up and bet, Visa betting sites are the way to go.

Why Visa Is Popular for Online Betting

Visa is widely accepted at online sports betting sites and offers four versatile options: credit, debit, prepaid, and gift cards. It ensures fast, secure payments with minimal fees, especially with Visa debit, and accommodates deposit limits starting as low as $5, depending on the sportsbook and your bank.

Visa Options

There are four Visa options to choose from to fund your sportsbook account at Visa betting sites. These are Visa credit, Visa debit, Visa prepaid, and Visa gift cards.

💳 Visa Credit: When using a Visa credit card to fund your account, you use borrowed money. Going this route also typically comes with fees from your bank since the lender treats Visa credit card deposits going into a betting account as bank transfers.

💳 Visa Debit: You are using your own checking account when you use a Visa debit card to fund your account. Betting sites that accept debit cards are the same as the top credit card betting sites featured in this guide.

💳 Visa Prepaid: Visa prepaid cards are like Play+ cards. Most of the time, betting sites that accept credit cards also have the prepaid option under their own branding. For example, you can find the FanDuel Play+ card at FanDuel Sportsbook. Load funds onto the prepaid card with your credit card or bank account. Then, use the Visa prepaid option to fund your sportsbook account.

💳 Visa Gift Card: Visa gift cards are similar to prepaid cards. The difference is that gift cards can't be reloaded with additional funds. Once the funds on the gift card are used up, the card is done.

Use Visa to Load a Sportsbook Prepaid Card

Loading a sportsbook-branded Play+ prepaid card is simple. Deposit funds into your Play+ account using your bank, debit card, or other available methods. Once loaded, you can transfer funds directly to your account at the best Visa betting sites.

Play+ prepaid cards are an excellent option because they allow instant withdrawals from the best credit card betting sites. Unlike Visa credit card withdrawals, which can take two to five business days, Play+ ensures immediate processing.

Visa Withdrawal Speed

Visa withdrawals typically take 2-5 business days. Visa card details are saved for future transactions, including withdrawals. If accepted, withdrawals will be processed like a bank transfer and arrive within a few days. 

Note that not all sportsbooks allow credit card withdrawals. If denied, you'll need to use alternatives like ACH, PayPal, or Play+. For faster processing, consider options like Play+ or PayPal, which offer withdrawals within 24 hours.

FanDuel Visa Sports Betting: A Review

The FanDuel Visa sports betting card is a prepaid option linked directly to your account. It allows for both deposits and timely withdrawals. While other sportsbooks may offer Play+ cards, the FanDuel Visa stands out for its ease and speed, making it a convenient option for managing your FanDuel account.

Other Payment Options for Online Betting

Most of the top online sportsbooks accept credit card payments. These include BetMGM, Caesars Sportsbook, bet365, FanDuel and DraftKings. If credit card deposits aren't an option at your favorite betting sites, you can also use payment methods like PayPal, Play+, PayNearMe, ACH bank transfer and VIP Preferred.

📱 PayPal: PayPal is the world's No. 1 e-wallet. Fund your PayPal account using a bank account, credit card, or another source of funding. Once your PayPal account is loaded with funds, use it to fund your sports betting account.

💳 Play+: Similar to PayPal, users can fund the Play+ card from a number of different sources of their choosing. From there, use the Play+ card to fund the online betting site account. You can also request withdrawals directly to Play+.

💵 PayNearMe: PayNearMe is a great way to fund the best online sports betting sites with cash. Simply head to Dollar General or 7-Eleven, two businesses that are affiliated with the PayNearMe service. Then, visit the cashier to process your PayNearMe deposit.

💵 ACH/VIP Preferred: This payment method allows you to move cash from your checking account directly into your online sportsbook account. These transactions are normally instant for both deposits and withdrawals.

Sign Up For Credit Card Betting Sites Today

Maximize your betting experience with the best credit card betting sites. Sign up now to unlock exclusive welcome bonuses and enjoy secure, hassle-free deposits using your credit or debit card. If you're 21 or older and in a state where these credit card betting sites are legal to operate, you can start betting today.

Credit Card Betting Sites FAQs

Can you use a credit card on betting sites?

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Yes, most credit card betting sites accept credit cards, including Visa and Mastercard, for deposits. These transactions are typically processed instantly, allowing you to start betting right away. However, credit card withdrawals may not be supported at all sportsbooks. If credit card withdrawals are unavailable, alternative methods like ACH, PayPal, or Play+ prepaid cards can be used. 

Why choose credit cards for your sports betting site deposits?

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You should choose credit cards for your online sports betting site deposits because they are fast, easy and secure. Simply enter your credit card info and the amount you want to deposit, hit the submit button, and your sportsbook account will be loaded in seconds. When it comes to security, both the user and the operator are protected by the Fair Credit Billing Act.

Which credit cards are most readily accepted for online sports betting?

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The credit cards which are most accepted for mobile sports betting are Visa, Mastercard and Discover. You can use them at most of the major online sportsbooks. American Express is accepted, but not everywhere. Make sure you check before starting the process to register an account at credit card betting sites.

How do credit cards compare to other payment methods?

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Credit cards are a great option compared to other payment methods. There is, however, a higher likelihood that a credit card transaction will be declined by a bank. Finding a sportsbook that accept credit cards to fund your account is easy, but the bank connected to your credit card may not push through a transaction connected to an online gambling site.

Do some states prohibit credit card deposits for sports gambling?

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Yes, there are restrictions on using credit cards for online betting in certain states. While most states allow you to make credit card deposits, you cannot use a credit card to fund your sports betting account in Iowa, Massachusetts, New Hampshire, Rhode Island or Tennessee.

Can I use credit cards with DraftKings Sportsbook?

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Yes, you can use credit cards with DraftKings Sportsbook. Most major credit cards, such as Visa, Mastercard, and Discover, are accepted for deposits. However, keep in mind that some banks may block transactions to online sports betting sites, so it's important to check with your card provider for any restrictions.

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Anthony Cervino
Contributor since June 2022
Anthony is an NFL Writer and Betting Analyst for The Game Day. He is also a lifelong NFL savant and self-proclaimed league historian. In the industry, Anthony has excelled in both the fantasy football and sports betting space, including a top-three finish in an FFPC BestBall tournament (2021). Anthony has made appearances on SiriusXM, amongst other publications. He is also the co-creator of the FF Faceoff (Faceoff Sports Network) and the FF Faceoff Mental Health Podathon partnered with the Hayden Hurst Foundation. Industry Clout: Top-15 ranker in the FantasyPros ECR (2019, 2021), including second at quarterback and third at tight end (2021) . Eighth most accurate ranker in the FantasyPros ECR for sleepers (2020) -- 13th most accurate ranker in the FantasyPros ECR.
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