Credit Card Betting Sites: Sportsbooks Accepting Credit Card

Last Updated: Nov 19, 2024
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Fact Checked By: David Esser

Take your sports betting journey to new heights with top credit card betting sites. Sign up through the provided links to enjoy secure transactions and unlock exclusive sportsbook promos in the US that you can use to bet on NFL odds and NHL odds today. 

This comprehensive guide introduces you to the top credit card betting sites and sports betting apps in the thriving United States online sports betting market. Discover the sites that have made the cut and learn how to sign up today for an unparalleled sports betting experience. 

Don't miss out on this chance to enhance your sports betting journey with the best credit card betting sites. Register now so you can bet and win big on the top sports betting sites that accept credit cards in the US today.

Top Sportsbooks That Accept Credit Card

  1. BetMGM: A frontrunner in credit card compatibility, BetMGM supports Visa, Mastercard, Discover, and American Express, ensuring effortless betting transactions. Sign up with the bonus code ROTOBONUS.
  2. Caesars Sportsbook: Renowned for its premium betting experience, Caesars Sportsbook accommodates Visa, Mastercard, and Discover for user convenience. Get started with promo code ROTO1000.
  3. bet365: bet355 accepts Visa and Mastercard deposits but does not support Discover or AMEX cards at the time of this writing. 
  4. DraftKings: A favorite among sports fans, DraftKings permits Visa, Mastercard, and Discover, giving bettors a variety of secure payment alternatives.
  5. FanDuel: Serving a diverse audience of bettors, FanDuel welcomes Visa, Mastercard, Discover, and American Express, offering an extensive range of payment methods.
  6. ESPN BET: ESPN BET provides many payment options for its new and existing users. 
  7. Hard Rock Bet: Players who sign up with Hard Rock Bet Sportsbook can look forward to a variety of betting markets, an intuitive user experience, and exclusive boosts.

In this comprehensive guide on credit card betting sites, you'll find all the essential information you need to know about using a credit card as a banking method to fund your account on online betting sites or apps. Read more to learn about the sign-up process, potential transaction fees and other valuable insights to ensure a seamless and rewarding betting experience. 

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Why Choose Credit Cards for Deposits on Betting Sites?

There are many advantages to choosing credit cards for deposits on betting sites. For starters, most of the top sports betting sites that accept debit cards also take credit cards as a deposit method and process transactions in a timely manner.

In many cases, there is lots of flexibility when it comes to credit card deposits. For example, some sports betting apps have a $5 minimum and a $5,000 maximum when you use a credit card to fund your account.

Furthermore, there is an additional layer of security when you use a credit card to fund a sportsbook account since the Fair Credit Billing Act mandates all credit card lenders to provide protection against fraud to all customers.

Pros and Cons of Betting Online With Credit and Debit Cards

There are pros and cons when it comes to betting online with credit and debit cards. Below is a rundown of the most important ones:

Pros:Cons:
✅ Instant transaction processing times.❌ Lower deposit limits, depending on your credit card's lender.
✅ Safe and secure payment method backed by the Fair Credit Billing Act.❌ When you try to make a deposit via a sports betting app, the transaction could be kicked back.
✅ No fees from credit card betting sites and Visa betting sites.❌ Many banks treat a sportsbook credit card deposit as a cash transfer, which does come with banking fees.
✅ Redeem credit card rewards when you make credit card deposits.❌ Since you borrow funds from credit cards, you are not betting with your own money. This could cause sports bettors to go into debt.

The decision to use credit and debit cards for online betting ultimately depends on the individual bettor's preferences and financial situation. While the convenience, security, and potential rewards associated with these payment methods are clear advantages, bettors must also be mindful of the potential drawbacks. These include lower deposit limits, transaction rejections, additional banking fees, and the risk of incurring debt. It is essential for sports bettors to weigh these factors carefully, practice responsible gambling, and consider alternative payment methods if necessary to ensure a positive and secure betting experience.

Getting Started With Credit Card Betting Sites

To get started with credit card betting sites, simply follow the steps listed below to learn how to fund an account and place a bet in no time.

  1. ✅ First, create a new online sportsbook account at one of the credit card betting sites in this guide. When you do, be sure to sign up with a sportsbook promo code offer to secure a generous welcome bonus just for signing up today.
  2. ✅ Next, enter your basic identifying information, including the last 4 digits of your SSN and your DOB to verify your new account. Then, enter a promo code or bonus code, if one is needed to activate the offer.
  3. ✅ Now it's time to make a qualifying first-time credit card deposit to activate the bonus. Click through the sportsbook's banking tab and hit the deposit option. Then, select credit card as the banking method.
  4. ✅ Enter all necessary credit card information, including the credit card number, expiration date, and the CVC number on the back of your card. Finally, enter the amount of money you want to deposit into your new sportsbook account and hit the submit button to finalize the transaction.
  5. ✅ With your account now created and verified, the funds will immediately be available to place sports bets today.

Deposits & Withdrawals With Credit Card Betting Sites

You can deposit funds into the best credit card betting sites in a few simple steps.

  1. Log into your account at one of these credit card betting sites.
  2. Click through the cashier's tab, normally located in the upper right-hand corner of the web page or app.
  3. Click the deposit option and select credit card as the deposit method.
  4. Enter all of your credit card information. This includes your credit card number, expiration date, and the CVC code located on the back of the card.
  5. Enter the amount you want to deposit and hit the submit button to process the transaction.

Now you can place wagers on these credit card betting sites. If you win, it's time to make a withdrawal. However, processing credit card withdrawals isn't common practice. Be prepared with another banking method, such as a bank account, or request a hard check to process your withdrawal.

If the sportsbook will process a withdrawal to a credit card, you must use the same card with which you made your deposit.

Credit Cards for Online Betting: Restrictions in Certain States

The following states prohibit you from making credit card deposits into your sports betting account.

If you are located in one of these states, the best alternatives to fund your sports betting account are PayPal and Play+ prepaid cards. You can transfer funds from a bank account into a PayPal account to make a deposit into an online sports betting account.

Three Essential Facts About Using Credit Card Betting Sites

Before using credit card betting sites, there are a few things users should know.

1️⃣ Be mindful that credit card deposits are sometimes declined by banks. Sports betting may be legal in the United States, but many U.S. banks still do not allow this type of transaction.

2️⃣ Using a debit card instead of a credit card is a great way to avoid fees, since banks are more apt to charge you a fee for making a credit card deposit to fund your account.

3️⃣ Always be prepared with alternative payment methods when trying to fund your account with a credit card, just in case the transaction is declined. Two terrific options are PayPal and Play+.

Credit Card Betting Sites Compared to Other Providers

The best sports betting sites that accept credit cards as a banking method include BetMGM, Caesars Sportsbook, bet365, DraftKings Sportsbook, and FanDuel Sportsbook. Although these top credit card betting sites accept credit card deposits, they also provide other payment options like PayPal, Play+, PayNearMe, ACH, and PayNearMe.

📱 PayPal: PayPal is the world's No. 1 e-wallet. Fund your PayPal account using a bank account, credit card, or another source of funding. Once your PayPal account is loaded with funds, use it to fund your sports betting account.

💳 Play+: Similar to PayPal, users can fund the Play+ card from a number of different sources of their choosing. From there, use the Play+ card to fund the online betting site account. You can also request withdrawals directly to Play+.

💵 PayNearMe: PayNearMe is a great way to fund the best online sports betting sites with cash. Simply head to Dollar General or 7-Eleven, two businesses that are affiliated with the PayNearMe service. Then, visit the cashier to process your PayNearMe deposit.

💵 ACH/VIP Preferred: This payment method allows you to move cash from your checking account directly into your online sportsbook account. These transactions are normally instant for both deposits and withdrawals.

Visa: A Popular Choice for Betting Sites

Visa and Mastercard are the most universally accepted credit cards at betting sites, popular credit cards like Discover and American Express are accepted at multiple sportsbooks as well.

When it comes to the best Visa betting sites that accept multiple credit card options, BetMGM is at the top of the list. It accepts all four of the credit cards mentioned above, while DraftKings Sportsbook only accepts Visa, Mastercard, and Discover.

Most of the best sports betting sites only accept Visa and Mastercard, so if you want to sign up and bet, Visa betting sites are the way to go.

Visa Options to Choose From: Which One Is Right for You?

There are four Visa options to choose from to fund your sportsbook account at Visa betting sites. These are Visa credit, Visa debit, Visa prepaid, and Visa gift card.

💳 Visa Credit: When using a Visa credit card to fund your account, you use borrowed money. Going this route also typically comes with fees from your bank since the lender treats Visa credit card deposits going into a betting account as bank transfers.

💳 Visa Debit: You are using your own checking account when you use a Visa debit card to fund your account. Betting sites that accept debit cards are the same as the top credit card betting sites featured in this guide.

💳 Visa Prepaid: Visa prepaid cards are like Play+ cards. Most of the time, betting sites that accept credit cards also have the prepaid option under their own branding. For example, you can find the FanDuel Play+ card at FanDuel Sportsbook. Load funds onto the prepaid card with your credit card or bank account. Then, use the Visa prepaid option to fund your sportsbook account.

💳 Visa Gift Card: Visa gift cards are similar to prepaid cards. The difference is that gift cards can't be reloaded with additional funds. Once the funds on the gift card are used up, the card is done.

Visa Withdrawal Speed: How Long Does It Take?

Expect it to take between two to five business days to receive your funds when you choose the Visa withdrawal option.

Anytime you deposit with a Visa card, its information is saved for future transactions, including withdrawals. When you request a withdrawal, you can make an attempt at selecting that card as your withdrawal method. If accepted, it will be treated as a bank transfer and the funds will arrive within a couple of business days.

However, credit card withdrawals are not accepted at all online sportsbooks that take credit cards. If the withdrawal request to your Visa credit card is denied, then you'll need to select a different way to withdraw your funds. Alternative options include ACH, PayPal, or Play+.

Be mindful that Visa withdrawal speeds are typically slower. When you use a Play+ prepaid option or PayPal, for example, withdrawal processing is instant. You normally get the funds within 24 hours, at most.

Why Using Visa at Online Sports Betting Sites Is a Popular Choice

Using Visa at online sports betting sites is a popular choice because you have four different Visa card options to choose from – credit card, debit card, prepaid card, and gift card. It's also the most widely accepted credit card at online sports betting sites.

Visa cards provide fast and secure payments with little to no fees, especially when you use Visa debit, along with a wide range of deposit limits that start as low as $5, depending on your bank and the Visa betting sites you use.

Credit Card Verification Requirements: Confirming Your Account

Some of the best credit card betting sites have credit card verification requirements to confirm your account. These requirements are deployed to protect the operator and the customer from committing fraud.

For example, you may have to fill out a credit card authorization form, which is a legal agreement confirming that you are the legal owner of the credit card. This agreement also states that you will not dispute the transaction and that you are aware of the type of transaction you are making.

Fees Apply to Credit Card Deposits: What You Need to Know

Although some of the most popular sportsbooks do not charge fees to fund your account with a credit card, your credit card's bank may charge its own fee. Your credit card's bank may view a credit card deposit into an online betting app as a cash advance, which will accrue additional fees to the borrower. Visa credit card fees range anywhere from 2.5% to 3% of the amount deposited.

The best way to avoid fees when using a credit card to make a deposit is to make your transaction with a Visa debit card. When you use a Visa debit card to fund your account, you will avoid fees.

The top sportsbooks that accept credit card deposits include BetMGM, Caesars Sportsbook, bet365, DraftKings and FanDuel. They all allow you to use a credit card to fund your account.

Use Visa to Load a Sportsbook Prepaid Card

Loading a sportsbook's branded Play+ prepaid card is easy. Simply deposit funds into your Play+ account using your bank account, debit card or another one of the options on the Play+ menu. Once the Play+ card is loaded with funds, make a deposit into your account at the best Visa betting sites.

Play+ prepaid cards are terrific since you can also use them for withdrawals at the best credit card betting sites. Those withdrawals are processed immediately.

FanDuel Visa Sports Betting: A Review

You can use a FanDuel Visa sports betting debit card to fund an account and place bets. A perk of using this method is that you can also withdraw winnings to your Visa debit card in a timely manner.

The FanDuel Visa card is a prepaid card. It is the FanDuel version of the Play+ card, and automatically links to your FanDuel Sportsbook account.

Other sportsbooks may have prepaid cards in the Play+ family, but they may not be branded prepaid cards like the FanDuel Visa. The FanDuel Visa adds timeliness and convenience when it comes to making deposits and withdrawals with your FanDuel account.

Other Payment Methods for Online Sports Betting

Most of the top online sportsbooks accept credit card payments. These include BetMGM, Caesars Sportsbook, bet365, FanDuel and DraftKings. If credit card deposits aren't an option at your favorite betting sites, you can also use payment methods like PayPal, Play+, PayNearMe, ACH bank transfer and VIP Preferred.

Great Sports Betting Bonuses For 2024: What to Know

The best credit card betting sites deploy generous sports betting bonuses for 2024. When new users sign up, they get bonus bets, in one form or another, or another type of great welcome offer. You must be a new user who is at least 21 years old and located in a state where the best credit card betting sites are legal to operate to qualify for the top betting promos in 2024.

Credit Card Betting Sites FAQ

Why choose credit cards for your sports betting site deposits?

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You should choose credit cards for your online sports betting site deposits because they are fast, easy and secure. Simply enter your credit card info and the amount you want to deposit, hit the submit button, and your sportsbook account will be loaded in seconds. When it comes to security, both the user and the operator are protected by the Fair Credit Billing Act.

Which credit cards are most readily accepted for online sports betting?

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The credit cards which are most accepted for mobile sports betting are Visa, Mastercard and Discover. You can use them at most of the major online sportsbooks. American Express is accepted, but not everywhere. Make sure you check before starting the process to register an account at credit card betting sites.

How do credit cards compare to other payment methods?

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Credit cards are a great option compared to other payment methods. There is, however, a higher likelihood that a credit card transaction will be declined by a bank. Finding a sportsbook that accept credit cards to fund your account is easy, but the bank connected to your credit card may not push through a transaction connected to an online gambling site.

Do some states prohibit credit card deposits for sports gambling?

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Yes, there are restrictions on using credit cards for online betting in certain states. While most states allow you to make credit card deposits, you cannot use a credit card to fund your sports betting account in Iowa, Massachusetts, New Hampshire, Rhode Island or Tennessee.

Can I use credit cards with DraftKings Sportsbook?

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Yes, you can use credit cards with DraftKings Sportsbook. Most major credit cards, such as Visa, Mastercard, and Discover, are accepted for deposits. However, keep in mind that some banks may block transactions to online sports betting sites, so it's important to check with your card provider for any restrictions.

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Anthony Cervino
Contributor since June 2022
Anthony is an NFL Writer and Betting Analyst for The Game Day. He is also a lifelong NFL savant and self-proclaimed league historian. In the industry, Anthony has excelled in both the fantasy football and sports betting space, including a top-three finish in an FFPC BestBall tournament (2021). Anthony has made appearances on SiriusXM, amongst other publications. He is also the co-creator of the FF Faceoff (Faceoff Sports Network) and the FF Faceoff Mental Health Podathon partnered with the Hayden Hurst Foundation. Industry Clout: Top-15 ranker in the FantasyPros ECR (2019, 2021), including second at quarterback and third at tight end (2021) . Eighth most accurate ranker in the FantasyPros ECR for sleepers (2020) -- 13th most accurate ranker in the FantasyPros ECR.
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